A Guide to Health Insurance in UK for Overseas Students

Posted date: 22 Jul 2022

The NHS, or National Health Service, is one of the top healthcare systems (National Health Services). All legal residents, irrespective of citizenship or visa status, are covered by the National Health System (NHS). As a result, overseas students in the UK can benefit from it in the same way that British citizens can. They will, however, have to pay a fee when applying for student visas. Here's all you need to know about foreign student health insurance in uk.

International students in the UK are not required to obtain private health insurance, although you can do so if you want coverage for medical care that is not covered by the NHS. Even though they are automatically registered in the United Kingdom's renowned National Health Service, some people with British visas or residency have their own coverage (NHS).

Health insurance for foreign students in the UK costs £470 per year. This is known as an Immigration Health Surcharge (IHS), and you'll require it together with your visa application expenses when applying; but, if your course is shorter than six months long, you won't have to pay anything more. All you have to do is pay £235. You will be eligible for NHS benefits if you pay the IHS (Immigration Health Surcharge). However, the price listed above is only for a single student. The fee will be different if you have a dependent.

What is the health insurance in uk coverage?

• Visiting and consulting with a specialist at a government-funded clinic.

• Hospitalization following an emergency (A&E).

• Treatment for minor injuries in a public clinic.

• Consultation with a specialist if advised by your General Practitioner (GP).

• Contraception, form of birth control.

What the NHS Doesn't Pay For

• Medication on prescription.

• Dental and vision care, such as eye exams, eyeglasses, and contact lenses.

• Wig and fabric support.

After landing in the United Kingdom, you must register with a local GP (General Practitioner). The doctor will be the one to treat you first.

A general practitioner, sometimes known as a GP, is a doctor who works for the National Health Service (NHS). At local clinics, general practitioners collaborate with other healthcare specialists. The majority of General Practitioners in the UK have a website where you can register. If the online registration is unavailable, you can reach out to them by phone, email, or by visiting the clinic. You'll require your student residential card and an IHS reference number. To register with a GP, you must first fill out a GMS1 registration form.

When students having health insurance in uk coverage visit a GP or walk-in clinic are treated for free. However, when attending walk-in clinics, you must wait for your turn during open hours. Thus, you can schedule an appointment with your doctor ahead of time to avoid long lines. Depending on how many people have sought appointments with your GP at the same time, you may still have to wait a long time. As a result, you should prepare properly. In fact, if you reside in a busy city or neighborhood, it's best to schedule an appointment at least 2-3 days ahead of time.

Posted By

GSP Admin