All You Need to Know About Study Abroad Insurance

Posted date: 03 Nov 2021

Preparing to study abroad is one of the few experiences that are both exhilarating and terrifying at the same time. But before you take the plunge there are some key issues you'll need to check out first, such as how your insurance works when you're abroad. Not only may health insurance spare you from unneeded financial stress and effort, but it is frequently required by your school, study abroad provider, or host nation. It is critical to find the best insurance package before travelling abroad. Here's all you need to know about studying abroad travel insurance.

There are normally three types of travel insurance policies that are appropriate for students studying abroad; which one you choose will be largely determined by the length of your trip and your travel requirements.

Single Trip: This normally covers a single trip lasting up to 87 days. Some single trip insurance does not provide full coverage for travel to many countries, and you may be forced to purchase supplemental cancellation or curtailment cover for these "extra trips." As with any insurer, each is unique, so if in question, call customer service or consult the policy terms.

Annual Multi Trip: This package covers several journeys for a period of 12 months, with maximum trip duration of 45 days. So, if you're studying abroad for a short period of time and vacationing throughout the year, this may be less expensive than numerous single trip policies.

Backpacker: This provides continuous coverage for up to two years and is the most common form of policy used to insure students for long periods of time. It will also cover students for one journey home (up to 14 days), which is ideal if you want to return for a short break during your studies. It will also cover you if you choose to travel on any additional trips while studying abroad, as long as they are within your chosen geographical area of coverage.

Having travel insurance can help you (and your parents) feel more at peace in the event of an emergency or a mishap. While illness and injury are not items on anyone's bucket list, they do occur from time to time. As a result, it is critical to be prepared. Once you've sorted out your insurance issue, you'll have more peace of mind while you start on the adventure of a lifetime!

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GSP Admin