Banking And Finance In South East Asia
Finance is a field closely related to accounting that deals with the allocation of assets and liabilities over time under conditions of certainty and uncertainty. Finance also applies and uses the theories of economics at some level. Finance can also be defined as the science of money management. A key point in finance is the time value of money, which states that purchasing power of one unit of currency can vary over time. Finance aims to price assets based on their risk level and their expected rate of return. Finance can be broken into three different sub-categories: public finance, corporate finance and personal finance. Financial services are the economic services provided by the finance industry, which encompasses a broad range of organizations that manage money, including credit unions, banks, credit card companies, insurance companies, accountancy companies, consumer finance companies, stock brokerages, investment funds and some government sponsored enterprises. A bank is a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly by loaning or indirectly through capital markets. A bank links together customers that have capital deficits and customers with capital surpluses. Due to their importance in the financial system and influence on national economies, banks are highly regulated in most countries. Most nations have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum based on an international set of capital standards, known as the Basel Accords.
- National University of Singapore
- Prince of Songkla University
- Chulalongkorn University
- Kasetsart University
- Nanyang Technological University
- Mahidol University
- Gadjah Mada University
- Chiang Mai University
- Thammasat University
- Institute of Technology Bandung
- Khon Kaen University
- Asian Institute of Technology Thailand
- University Sains Malaysia
- King Mongkuts University of Technology
- University of Indonesia
- University of the Philippines Diliman
- University Teknologi Malaysia
- University of Malaya
- King Mongkut's Institute of Technology Ladkrabang
- University Putra Malaysia
- University Kebangsaan Malaysia
- Srinakharinwirot University
- Naresuan University
- Assumption University of Thailand
- Silpakorn University
- Multimedia University
- Suranaree University of Technology
- Burapha University
- University Teknologi Mara
- Ramkhamhaeng University
- Mahasarakham University
- International Islamic University Malaysia
- Ho Chi Minh City University of Technology
- University of the Thai Chamber of Commerce
- Ho Chi Minh City University of Natural Sciences
- De la Salle University Manila
- Gunadarma University
- University Utara Malaysia
- Can Tho University
- Ubonratchathani University
- Vietnam National University
- Bangkok University
- Sripatum University
- Institut Teknologi Sepuluh Nopember
- Sukhothai Thammathirat Open University
- Sdusuan Dusit Rajabhat University
- National Institute of Development Administration
- Sekolah Tinggi Teknologi Telko
- Walailak University
- Ateneo de Manila University
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