All about Health Insurance for Foreigners Traveling to Switzerland
Posted date: 28 Apr 2021
What might go wrong is the last thing you want to worry about during your trip to Switzerland, but it is still best to be prepared. This is where travel insurance for Switzerland comes in.
It can be frustrating to try to opt for a successful travel insurance package without knowing exactly what to look for. So, this article is intended to break down the travel insurance for Switzerland. If you have to apply for a Schengen visa to enter Switzerland, as part of the visa application process, you may need a travel health insurance policy. If you can fly visa-free to Switzerland, however, then travel insurance is only optional.
Nevertheless, irrespective of the visa conditions, it is strongly recommended to buy a travel insurance policy while travelling to Switzerland, given its high medical care costs. In Switzerland, you can purchase travel insurance directly from a travel insurance provider. These businesses typically operate online, and within minutes you can pick a plan, pay, and get an insurance certificate. Europ Assistance, AXA-Schengen or MondialCare are some of the best Schengen insurance firms which will be approved by the Swiss Embassy. You can obtain a 'Insurance Certificate' after you buy travel insurance for Switzerland. If you purchase a certificate from Europ Assistance, AXA-Schengen or MondialCare, you can simply download the certificate, print it out and apply it to the documents you send to the Swiss Embassy or Consulate for a visa application to Switzerland.
Your Swiss travel insurance coverage is valid for the length of your journey to Switzerland, beginning at the time of your departure and until you return home. You have to pick the dates on which you will fly when you buy a ticket, and that's how long the plan will be valid.
Travel insurance just pays for a small portion of your trip's actual expenses, but considering you get peace of mind in return, it is well worth it. You will use the European Health Insurance Card (EHIC) in the same way as Swiss citizens to get access to the Swiss healthcare system. However, the EHIC is not a full travel insurance replacement. It does not provide care coverage in private hospitals (which can be very costly) or (even more costly) emergency coverage. Switzerland has one of Europe's best healthcare systems and, at the same time, one of the most costly. There is no free health care governed by the government, but Swiss citizens are required by law to buy health insurance from private companies. The regulations are set separately for each canton, so the costs differ in various parts of the world.
Posted By
GSP Admin
