Europe Travel Insurance- Schengen Travel Visa Insurance
Posted date: 20 Jul 2021
When visiting Europe, in the case of an accident, illness or some other sudden event, travellers should be able to manage and financially cover the emergency services. Travel insurance has been proven to provide travellers with financial assistance and comfort to continue their travel journey without worries in order to take care of unforeseen expenses that happen when travelling. While it is worth getting travel health insurance for all travellers to Europe, not everyone is expected to have it. The travel insurance policy is compulsory only for travellers who are eligible to apply for a Schengen visa. This group of travellers is often expected to have the requisite coverage for the entire duration of their stay in Europe, irrespective of whether they are travelling for business, tourism, research, vacation or other purposes.
If they choose to, even although it is highly recommended, international travellers visiting Europe who enjoy visa-free travel to the Schengen zone can get their chosen travel insurance policy. As mentioned before, make sure that the one you already have does not cover or mitigate any international emergency health expenses before buying another travel insurance policy for your upcoming trip to Europe. If any overseas medical expenses are covered by your policy, carefully review the restrictions and limitations of the travel insurance policy.
If you are travelling in the Schengen area by car and can not afford to pay insane sums of money in the event of an unpredictable car accident, or you are just not prepared to give up all that money, you should consider buying integrated travel insurance, including health and valuable possessions. The risk of disease varies with changes in environment or natural habitat (unfamiliar microbe residents), depending on the travel destination. For those with preexisting conditions such as allergies, for example, it is strongly advisable to bring their medical file from their own doctor explaining the condition and the medications used to maintain it. Again, if one has a chronic illness, it is wise to bring the prescription medications in the amount necessary for the days spent travelling in Europe.
Medical travel insurance is not mandatory for third-country citizens who are visa-free. However, it is strongly advised to obtain one while travelling to the Schengen countries. You can reserve travel insurance online directly from Europ Assistance, AXA or MondialCare if you apply for a Schengen visa in the USA or UK. When you have bought your European visa insurance policy, you will be able to download the insurance policy letter that must be submitted with the application for the Schengen visa.
Posted By
GSP Admin
